Workers' Compensation
Return to Work
MHN's Workers' Compensation Plan has a robust return to work program
Healthcare Facility Governed
MHN's Workers' Compensation Plans is governed by MHN Healthcare facility representatives
Medical Case Management
MHN's Workers' Compensation has Montana based medical case managers
Local Claim Adjusters
MHN's Workers' Compensation has Montana based claim adjusters
General & Professional Liability
- General Liability (GL)-Protects against claims involving property damage or bodily injury
- Professional Liability (PL)-Covers medical malpractice for the facility and its employees while performing their professional duties.
- Employee Benefits Liability (EBL)- Protects the employer from errors related to employee benefits in the administration of an employee benefits program.
Executive Risk Liability
- Directors and Officers- Provides protection for the actions of the board and executive professionals from claims made against them in their capacity as leaders of the facility.
- Employment Practices-Provides defense in the event an employee brings forth a claim related to illegal employer acts such as wrongful termination, discrimination or retaliation.
Other Products
- Cyber Liability-Protects organizations from the financial losses and liabilities resulting from cyberattacks, data breaches, and other cybersecurity incidents.
- Fiduciary Liability-Protects employer’s assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans, for example 401(k) plans.
- Crime and Dishonesty Liability-Protects organizations from financial damage caused by criminal acts, such as theft, by the employee/s.
- Hired and Non-Owned Auto Liability (HNOA)-Protects businesses from liability claims arising from accidents involving vehicles that they hire, rent, or lease or when employees use their personal vehicles for business purposes.
- Special Insurance Policies-Policies for individual or short-term purposes, for example, vacant land policies prior to building, event policies, etc.
Workers’ Compensation
Since 1990, Montana Health Network has been offering a self-insured Workers’ Compensation Trust. It is the largest self-insured in the State of Montana with a proven track record for controlling costs and returning employees to work. In-house Risk Managers, Case Managers, and Occupational Therapists focus on successful outcomes. The process is proactive starting from job analysis, employee education, through claims analysis, and return to work support. Policies, procedures, forms, and on-site support are provided.
401(k)
Montana Health Network provides a Multiple Employer Plan through Transamerica Retirement Solutions. This model makes the 401(k) plan very affordable for facilities and employees and it combines the assets of all participants when negotiating fees. In addition, it moves most of the maintenance, reporting, and the associated fiduciary responsibility away from the local Human Resource departments.
Employer Sponsored Health Insurance
Since 1993, Montana Health Network has provided a multiple employer self-funded health plan. We have a valuable partnership with PacificSource to operate the plan and extend nationwide coverage. A variety of affordable plans are offered with multiple options including group and voluntary dental and vision. The primary goal is to provide stability of rates for participating facilities. This program also has attractive options for Flex plans.
Montana Health Network has also contracted with PacificSource to provide Flexible Spending Accounts. The advantage of this arrangement is that participants have the option of having their claims moved automatically from the claims department to the flex department. This eliminates the paperwork burden for the participants and saves on lost flex reimbursement.
Montana Health Network has also contracted with PacificSource to provide Flexible Spending Accounts. The advantage of this arrangement is that participants have the option of having their claims moved automatically from the claims department to the flex department. This eliminates the paperwork burden for the participants and saves on lost flex reimbursement.
Medical Case Management
Nurse case management services have been provided by Montana
Health Network for over 20 years. MHN utilizes certified RN nurse case managers
to coordinate proper care for workers' compensation, and chronic disease management. We believe one of the keys to successful case
management is early intervention and the establishment of a trusting, professional, and positive relationship between the case manager and those needing services. MHN’s
goal is to be part of the team to ensure those needing care are receiving the
best and most appropriate medical care for their injuries and ailments and are
progressing to a safe and expedient return to a productive life and maximum
medical improvement.
In addition to workers compensation case management, we
offer chronic disease management programs. We are continually adding other
health prevention case management programs.
Please contact us at 406-256-1084 if you would like further
information.
Get Started
Talk with us about how we can help your organization enjoy lower risk at a reasonable cost.
